PredictWallStreet - The Stock Prediction Community

Privacy Policy

PredictWallStreet LLC takes your privacy seriously. Please read the following to learn more about our privacy policy.

This policy covers how PredictWallStreet treats personal information that the company collects and receives, including user submissions, personal information, and information related to your past use of our products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available. The Privacy Policy relates to all products and services provided by PredictWallstreet to our users through applications and services that run on a variety of sites, including but not limited to Facebook and MySpace and other third-party sites (collectively, the "Products"), and on the PredictWallStreet website (the “PredictWallStreet Website”), located at www.PredictWallStreet.com. The Products and Website comprise, collectively, the “Site”.

The Site is hosted in the United States. If you are accessing the Site from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure, that differ from United States laws, please be advised that your continued use of the Site will be governed by United States law, the Site Privacy Policy, and the Site Terms of Use. Information about you that we collect or that you submit may be transferred to, processed in, and held in countries other than the one in which you reside, including countries such as the United States which the European Union has deemed do not provide "adequate" protection for personal information.

Information We Collect

Non-Personally Identifiable Information. Non-personally identifiable information is information that, by itself, cannot be tracked to a specific individual. PredictWallStreet may collect non-personally identifiable information while you are visiting the Site. While providing services and features, PredictWallStreet may collect web surfing data such as your IP address, web pages on the Site that have you visited, time and date, and whether or not you clicked on advertisements ("Web Surfing Data"). We use different types of technologies to collect this information, including cookies and single-pixel GIFs.

If your browser is configured to accept the cookies, these cookies will be used to recognize your computer when you revisit the Site to provide you with a superior user experience -- for example, by allowing us to track your prediction accuracy and show you accuracy scores to help you improve performance. However, if you wish, you can configure your browser to block cookies.

Advertisements of third-party advertisers may be displayed on the Site (Website or Products). If you choose to click on an advertisement or link, PredictWallStreet may provide non-personally identifiable information to the advertiser and/or web publisher. Also, the advertiser or web publisher may use cookies or other technologies to collect information when you are visiting their websites. The information advertisers or other third parties collect is governed by their individual privacy policies, not by PredictWallStreet's privacy policy.

PredictWallStreet's partners or affiliates may provide the Product through their website, including by framing the Product. To the extent the partner or affiliate collects information, the treatment of that information is governed by the privacy policy of the partner or affiliate, not by PredictWallStreet's privacy policy.

Personally Identifiable Information. While providing various services or features, we may ask you to provide personal information. For example, if you choose to register at the Site, you will be asked to provide your email address and a Screen Name. If you choose to create a profile at the Site, you may elect to provide information, such as your name, telephone number, street address, email address, age, gender, stocks of interest, and income range.

If you choose to enter a prediction contest through the Site, you will be asked to enter personal information, which may include your street address, telephone number, age range, and the approximate number of investments you make per year. We may ask for similar information at other times, including during promotions sponsored by PredictWallStreet or its advertisers or partners. In some situations, for example by awarding cash prizes to an individual, PredictWallStreet may be legally obligated to collect that user's social security number for tax purposes and provide such information to the IRS. In such situations, winners will be required to supply the information for tax reporting purposes or may be asked to decline the prize.

Another service provided through the Site Product allows you to invite a friend to Sign Up for membership. If you use this service, we will ask you to provide your email address along with your friend's email address. We will send one email message to your friend inviting the friend to Sign Up. We will not use this information for any other purpose.

If you provide stock predictions or post feedback, comments, text, images, data, price forecasts, questions, or suggestions ("User Submissions"), that information, along with your Screen Name, may be viewable by other registered users. If you do not want other registered users to know your email address or other personally identifiable information, do not provide it with any User Submissions. Also, to limit the amount of personal information disclosed you should provide a User Name that is other than your actual name.

Use of the Information We Collect

Use of Non-Personally Identifiable Information. PredictWallStreet may use non-personally identifiable information collected to improve the quality of PredictWallStreet's services -- for example, by diagnosing service or technology problems, by assessing and maintaining security, by showing your previous predictions to improve the quality of your experience, by presenting you with ads that we think you would be interested in seeing, or by allowing you to remain logged into PredictWallStreet on your computer. We may also use the information to count and recognize returning users.

PredictWallStreet may use user submissions, such as predictions, to conduct studies and develop forecasts, price forecasts, and stock ratings and reports, which it may display on the Site or otherwise provide to Site users. PredictWallStreet may use user submissions, and forecasts based upon user submissions, to make trades. By using the Site and providing User Submissions and, specifically predictions, you agree to allow us to use the information to make forecasts, trade on the forecasts, and to provide statistics regarding the accuracy of your predictions to other users.

PredictWallStreet may conduct research on the Web Surfing Data to determine user demographics, interests, and behavior and may market the Site by sharing Web Surfing Data with potential advertisers or partners. If it does so, PredictWallStreet will share the Web Surfing Data in such a way that users are not identified. For example, we may provide demographic or usage information to an advertiser so they may see how many registered users are from a specific geographic area or clicked on a certain ad in the previous month. PredictWallStreet also may provide your non-personally identifiable information to contractors so that they can perform services for us.

Use of Personally Identifiable Information. PredictWallStreet does not intentionally provide personally identifiable information to third parties except under the following conditions: If you provide personally identifiable information as part of an inquiry about products or services provided by one of the advertisers or partners, we will provide that information to that advertiser or partner so that they may attempt to provide you with information regarding the products or services about which you inquired.

PredictWallStreet may use the personally identifiable information provided by users or advertisers for internal purposes, such as sales, human resources, marketing, and administration.

Other Sharing of Information

PredictWallStreet may release information when necessary to comply with the law or a court order or an investigation. PredictWallStreet also may release information to law enforcement to protect its rights, property, or other interests, including those of its customers or users or to prevent illegal activities or violations of PredictWallStreet's Terms of Use Agreement (available at http://www.predictwallstreet.com/TermsOfUse.aspx).

Because the Site may make available certain financial market data, quotes, price forecasts, other forecasts, news, research, predictions, recommendations, and opinions or other financial information (collectively "Information"), which has been independently obtained by certain financial market information services, financial publishers, various securities markets, including stock exchanges and their affiliates, investment bankers, and other providers (collectively the "Information Providers"), PredictWallStreet reserves the right to share limited information of users, including, for example, name and address, to the Information Providers if the user is violating PredictWallStreet's Terms of Use Agreement or an Information Provider's terms of use.

In the event that PredictWallStreet, in whole or in part, establishes a partnership with another company, or is acquired by or merged with another company, collected information may be transferred to the partner or the acquiring or merging company.

Deletions/Corrections/Updates

You can delete your account by clicking on this link, Delete my Account, or by contacting us directly at support@predictwallstreet.com. PredictWallStreet also allows users who choose to provide personally identifiable information on their profile to edit their profile to ensure that it is correct and up-to-date or set the privacy setting to public or private.

Child Protection

PredictWallStreet does not offer services to, or target, persons under the age of 13. In compliance with the Children's Online Privacy Protection Act, any information we receive from people we believe to be children under 13 will be purged from our database.

Security

PredictWallStreet makes significant efforts to protect against the loss, misuse, and alteration of the collected information. These measures may include the use of secure server technology. Be aware, however, that the Internet is not 100% secure. Therefore, we cannot ensure the security of any information transmitted to us over the Internet, and we accept no liability for any unintentional disclosure.

Some areas of the Site are password-protected. To increase security, please do not share your passwords with anyone.

Links to Advertisers and Other Websites

PredictWallStreet's services are combined with content from web publishers and advertisers. The Site may contain links to other websites, including advertisers. In addition, User Submissions may contain links to other websites. PredictWallStreet is not responsible for the privacy practices or the content of web publishers, advertisers, or other websites that may be linked to the Site.

Acceptance of Privacy Policy

BY USING OUR WEBSITE AND/OR PRODUCTS, YOU ARE ACCEPTING THE PRACTICES SET OUT IN THIS PRIVACY POLICY AND OUR TERMS OF USE AGREEMENT.

Effective Date

We reserve the right to modify this privacy policy at any time by posting the changes on this page. Please check the effective date at the bottom of this page to determine if the privacy policy has been modified since you last reviewed it. We also will notify you about significant changes to the privacy policy by sending you a notice to the primary email address specified in your account or by placing a prominent notice on the Site. Your continued use of our Site following posting of the updated privacy policy will constitute your acceptance of the changes.

The privacy policy was last revised on March 6, 2013.